Category: divorce settlements

Divorce and Children’s Education

Schools are an important and often overlooked area of divorce and complex issues can arise when parents don’t agree on where their child goes to school, who pays for what and who takes responsibility for picking up and dropping off at the gates.  

With many good state schools oversubscribed parents may well be concerned that their children won’t get a good education if one partner has to move to another area where schools are not of the same standard.  

There can also be disputes over who will continue to pay for a child’s education if one parent has always paid the lion’s share of fees at a fee-paying school.  

In both case the arrangements are best made through a mediation process where parents can decide what is in the best interests of the child. This can mean decisions are made over affordability, for example if one parent can’t afford to pay school fees then the other may commit to pay a share of the costs.  

This sort of arrangement may also apply to the purchase of school uniforms, equipment and school clubs throughout the school year.  

When it comes to living arrangements, then the parent that has custody of the child will be the one who decides for practicality reasons where the child should attend school if they live in a particular catchment area and the only option is a state school.  

These are just some of the issues surrounding a child’s schooling which may arise during divorce proceedings and if you need help with this or any other issues surrounding divorce, contact us today.

3 Things to Consider in Secret Before Getting A Divorce

We have all seen how divorce plays out on TV and in the movies but when you are facing the prospect yourself the process becomes all to real. In an age when things tend to happen fast it is worth considering how you can best prepare yourself.  

What will life be like after divorce?  

If you are considering divorce then you have probably come to the point of no return. However, it may be worth visualising what life will be like when you no longer have a husband or wife. Are you ready to move on with life after divorce and are any preparations in place for example?  

Consider finances  

If you have been dependent on a spouse financially then divorce can mean a significant drop in living standards. The final divorce settlement may help particularly if there are children involved, but if you are anxious about how you will cope, then it is better to start considering the financial implications of the divorce beforehand.  

Consider keeping a diary or notes  

It’s easy to forget important information during the course of a divorce. Making notes of what is happening beforehand can help towards preparation when it comes to settlements and other arrangements following divorce.

Divorce – Are Your Prepared for The Unexpected

Agreements are not always binding particularly if there hasn’t been full disclosure relating to certain aspects of agreements whether they are prenuptial or part of a divorce settlement. Having an agreement that is watertight is critical if you want to take steps to avoid unexpected issues cropping up.  

The job of a divorce solicitor is to a large extent concerned with negotiating the best outcome for their client. People generally don’t want to concern themselves with all the details of a divorce preferring to get proceeding over and done with as soon as possible but this can run the risk of overlooking those unexpected outcomes that can arise when things are overlooked.   

This is why preparing adequately for divorce in advance is so important because reaching a watertight agreement should always be the aim. That agreement should also be fair to both parties. Disputes can arise both during and after divorce proceedings that can result in court battles neither former partner is going to want.  

This is one of the reasons there is such a big push towards allowing no fault divorces. People don’t really want to have to go through an acrimonious divorce that requires proof of a partner’s infidelity to be revealed to strangers.

Divorce Rates on the Rise for Silver Splitters

Despite latest statistics showing an overall fall in divorce rates to levels not seen since the 70s, divorce rates have actually gone up among those who would have been little more than teenagers back then.   

Middle aged divorcees have been labelled silver splitters in the newspapers who have pointed at the latest statistics as evidence that people are more likely to seek a new life without their partners when kids have left home and some couples are forced to look more closely at their relationship. Unfortunately, the statistics show the verdict is often that there is nothing left to keep a marriage together.  

The official verdict from the ONS for the rise in divorce rates in the 50s and 60s age group is that people can look forward to living longer and getting married again in later life if they feel a marriage has run its course.  

While a new life can seem like an appealing prospect, divorcing in middle age can be more difficult than it is for young people. Finances are often interlinked with joint accounts, pensions, houses and other assets often shared between married couples. Then there is the question of wills.  

Divorces must be carefully planned, therefore, to avoid at least some of the disputes that may arise as the process gets underway.

Divorce Rates Fall to New Low

According to figures released by the ONS, heterosexual divorce rates in the UK have fallen to their lowest point since 1973.  

The last time divorce rates were as low as they are now, Britain was about to join the EEC which was later renamed the EU and Elvis Presley was still performing. Fast forward to 2018 and divorce rates are once again down significantly with 8.4 divorces per 1,000 heterosexual couples. This marked a 5.6% decrease on the previous year.  

In total there were 101,669 divorces of heterosexual couples in 2017, which was 4.9% less than the year before. So does this mean people are suddenly more likely to stick together or is this just a statistical anomaly? According to the ONS the reason there are less divorces is simply down to there being less marriages.  

People are increasingly more likely to cohabit that get married. Compare this to 1973 when cohabiting would still have been largely frowned upon and these latest figures can be put into perspective.  

It is too early to tell if there is a more positive trend towards heterosexual couples staying together rather than opting to divorce if marriages become strained. In fact, among older people, divorce rates have actually gone up.

Divorce – Can You Take the Money and Run?

Being married often means sharing everything you have with your spouse but when a relationship breaks down thoughts can turn to making a grab for assets and cash. If you have  a joint account then it can be tempting to access it and withdraw half or even all of the money in an account before you are forced to share half in a settlement. This can pose a problem, however, if it is seen by the court as over stepping the mark.  

On advantage of making withdrawing your half of what’s in the account before a divorce takes place is you then have the money in your possession whatever happens. This avoids any risk of not being able to get your hands on money if the account is frozen by your partner.  

Of course doing this will send a clear signal to your ex partner that you don’t trust them and it will almost certainly result in them not trusting you either.  

It is far better to come to some kind of agreement on joint finances to avoid bitter disputes further down the line. For example one partner may feel that they contributed more than half to the account and will feel aggrieved if half of the money is then taken without their consent.  

In extreme cases during a hostile divorce, accounts can be frozen preventing anyone from accessing the account or one partner may withdraw all of the money and spend it. In the latter case, it is almost inevitable that half of the money will have to be returned.

What Happens To Joint Mortgages During And After Divorce

It is very common for married couples to take on a joint mortgage on their home but if a marriage ends in divorce it isn’t easy to make a clean break when the lender still expects payments to be kept up as before.  

Attempting to negotiate a way out of a joint mortgage will of course depend on individual circumstances. Also, if there are children involved, things can get even more complicated particularly if the couple relied on each other’s incomes to be able to afford a mortgage in the first place.  

Then there are cases where the partner who has custody of the children cannot afford repayments on their own when they either work part time or they care for the children full time.  In these cases the hope is that a former spouse will continue to make the mortgage payments even if they no longer live in the property.  

This however is asking a lot when that person will wish to move on with life after the marriage has ended.  

If you are the person left in a property unable to make the mortgage payments if your former partner refuses to pay their half, then you can contact your local Citizens Advice about potential benefits you may be able to receive.   

If you do have sufficient funds to cover the mortgage then you may be able to have the mortgage transferred to you as part of a clean break divorce by consent.  

Getting A Divorce If You Have Children

One of the biggest concerns for parents contemplating a divorce is what will happen will happen to their children. From who gets custody to maintenance payments, the whole process of coming to an agreement can be difficult for both parties.  

If you are in this position then one thing you will be relieved to hear is that children are not included in the divorce case itself. Matter concerning the children are treated separately nowadays and cases are often quite straightforward. 

In some cases divorced parents can resolve what happens with the children themselves without having to go through lengthy court battles of the kind you might have seen on tv or in the movies. Arrangements for the children are now made via family courts under what is called a child arrangements order while housing and maintenance payments are dealt with again separately as part of financial relief proceedings.  

Even before any of these cases are brought before the courts there will be a mediation process to try to resolve any outstanding issues before going to court.  Family based arrangements can be made between ex partners to sort out child maintenance without the involvement of third parties which is often far less stressful than having to involve others.  

Divorce – Is Your Former Partner Being Secretive About Finances?

Not every couple involved in a divorce case will be faced with a spouse being secretive about their finances but there are plenty of cases where crucial information is withheld. This can be self -defeating for those who are attempting to conceal information to protect their assets and avoid having to share them with a former spouse.   

One thing is certain in the case of finances in divorce, there will need to be full and frank disclosure of finances otherwise there is the very real risk that any agreement can be challenged either during the divorce process or at a later on.  

You solicitor will provide all the necessary advice about what you need to disclose about your finances and you will be advised that it is in your interests to be fully transparent. A court will take a dim view if anything subsequently comes to light about finances that was deliberately withheld in an agreed settlement.  

Disclosure of finances is done via the completion of Form E which provides the opportunity to document all details relating to your finances. It is expected that the details contained in this document include everything that should be included with no omissions.  

Your solicitor can advise you on how to complete the form and also how to follow the correct procedures if you feel that your spouse is attempting to conceal the full details of their finances.   

Strict Penalties Now Being Imposed For Divorce Settlement Breaches

One 83-year-old man recently found out the hard way that breaching a divorce settlement can result in a jail sentence rather than a financial penalty which has often been applied to such cases in the past.  

The man from Bristol was a multimillionaire who had reached a divorce settlement totalling more the 3 million with his ex-wife. The sum was awarded following a disputed divorce case which had  continued for more than seven years and involved several court appearances in that time to reach settlements on a number of issues. 

The length of the case may well have been an aggravating factor which led to a prison sentence being imposed when it was found that the individual had breached the divorce settlement. Even so, the case should serve as a further warning that judges are prepared to impose more severe sentences following similar outcomes in other divorce cases involving breaches of settlements.  

Sentences imposed recently have totalled six months in prison which can far outweigh any financial gain from attempting to delay and avoid paying settlements.  

If you are concerned about financial settlements in divorce and your rights to fair treatment in a divorce case, contact us today.