New laws allow unpaid child maintenance to be taken from joint accounts

Unpaid child maintenance backlog in the UK is at £3.8bn. At present, if a parent owes maintenance, payment can only be taken from a bank account held in their sole name. The government has stated that a ‘small minority’ are avoiding payments by opening a joint account with their new partner.

From early 2018, the Child Maintenance Service will have the power to recover child maintenance arrears from a bank account that is held in the joint names of a parent who is required to pay child maintenance and another person.

The Department for Work and Pensions has said that safeguards will be put in place when deducting funds from a joint account. One of these safeguards is that money will only be taken from a joint account when the paying parents does not have their own bank account or if there is not enough money in their own account. Bank statements will also be analysed to establish which funds belong to the paying parent and both named account holders will have a right to make their case before any money is taken.

The Minister for Family Support, Housing and Child Maintenance has stated ‘Our priority is for children to get the support they need. Only a small minority of parents try to cheat their way out of paying towards their children and this new power will tackle those who do’.

Securing child maintenance payments from a former partner can be difficult. Please contact a member of our team today on 0161 927 3118 to discuss your situation.