Tag: Marriage

Is It Worth Getting Married These Days?

Marriage is being brought into question more than ever these days and for some couples, simply living together is preferable. Some people view marriage as a huge expense just for a piece if paper. They me even live together for decades and have children in the process. So, is entering into a marriage or civil partnership worth it?  

The short answer from a legal perspective is yes if you want to protect areas such as inheritance and save on huge tax bills either for those left behind when you die or a partner die. While this is not an article designed to promote marriage, indeed for some couples it can be preferable not to pass on their assets to a partner when they die, let’s highlight how being married can save a number of legal headaches.  

Perhaps the biggest consideration for mature unmarried couples is the will. If your partner dies you won’t inherit anything and the best you can hope for is some provision towards living costs. If you had children together inheritance will pass to them. If there are no children then your partners family members will be next in line to inherit as part of Intestacy Rules.  

The next potential issue is inheritance tax. Couples who marry will and leave everything to their spouse will have ensured no inheritance tax is due on the estate. The opposite is true for unmarried couples where IHT can take away a significant chunk of the inheritance.  

These potential outcomes are avoided if a couple decides to marry and there have been some high-profile cases where a person has decided to marry just before death for this very reason.

Brexit Divorce Dilemma For Property Owning Couples

With Brexit looming large in March property prices may see a dramatic readjustment that could go one way or the other depending on the outcome. This may not be an issue for those not planning on moving anytime soon but for couples on the edge of divorce there is now a dilemma.  

Property prices to a great extent are driven by a mixture of national sentiment, the availability of credit and seismic shocks to the economy. The financial crisis of 2008 for example brought prices tumbling across the country and many areas are still yet to recover.  

According to the Governor of the Bank of England, Mark Carney, a no deal Brexit could see prices fall by 35% in three years. Whether this actually turns out to be the case is another matter. Forecasts by the Bank of England aren’t always as accurate as the weather forecast and then there is the prospect that we get a deal, everything is forgotten and there is a boom in house prices.  

So the dilemma for divorcing couples where property biggest is their biggest asset is whether to go ahead with the process of divorce and risk selling and dividing up a property at a potential loss, or speed up the process in the hope that advantage can be taken of more favourable market conditions. 

Depending on the view of the person thinking of filing for divorce, the strategy may be to wait until all the fuss is over before proceeding.

Is Facebook Bad for your Marriage?

According to statistics it is. Research into reasons given for divorce in the UK show that Facebook is mentioned in 33% of divorces.  

While Facebook was originally conceived as a way for lost friends to get in touch with one another, its use has grown to the point where it has a a direct impact on the lives of those friends if used inappropriately.  

While much of what is posted in social media relates to people’s travels, family photos, food and nights out, there is sometimes a darker element to its use which can sometimes get out of hand.  

For one thing, getting in touch with lost friends can include those of the opposite sex such is the ease of tracking people down on the site. Depending on how either partner views getting back in contact with old flames, this can result in deep mistrust between partners and even divorce if behaviour is seen as unreasonable.   

News can also travel fast when it broadcast among friends and sometimes people may even use the Facebook to air their grievances about their husband or wife. Criticising a partner in front of several hundred friends can be a whole lot more damaging than doing it face to face.

Will I Have the Right To Remain In The UK Following Divorce?

The right to remain in the UK if you are a foreign national is becoming an increasingly hot topic even for EU citizens with Brexit looming on the horizon. So, what happens to your right to remain if your relationship with a British citizen ends in divorce?    

While divorce itself is far from an easy process, foreign nationals will have the additional process of trying to remain in the country following the split. This can often bring home the disappointing reality that the right to remain in the UK depended on the person who is now an ex-partner.  

Fortunately for EU citizens there may be a right to remain if they have been married and have lived in the UK for five or more years. For those outside the EU the process is not going to be quite so straightforward.  

Whatever the circumstances, you should seek legal advice and make the home office aware if you are at all unsure of your status post-divorce. This may help your case if you want to remain in the UK or apply for one of the various visas that can buy you time while you consider your options.  

Student visas, work visas and family visas are just some of the possible ways to remain in the UK with varying timeframes applying to each.

The Rising Cost of Divorce

Taking the decision to go ahead with a divorce is not to be taken lightly with fees rising rapidly in recent years. Taking this into account, it pays to ensure you are using the right solicitors firm to represent you and that they provide value for money.  

According to a survey released by the insurance company Aviva, the average cost of a divorce increased from £1,280 to £2,679 since 2014. This doubling of the fees inevitably places an enormous burden on those who lack the funds to pay fees.  

It must also be considered that the better family law firms will ensure the best outcomes in contested cases, which means selecting the cheapest firms might end up costing more in the long run.  

Divorce cases where children are involved can often be more complex than for couples with no children and in these cases, costs have risen by 62% to an average £5,671.  

In order to pay these sorts of fees people are generally forced to either borrow money or turn to friends and family for help.  

If you are concerned about any aspects of divorce including the fees involved we would be happy to advise on how are services are competitive and aimed at achieving the best outcomes for our clients.  

What Happens To Joint Mortgages During And After Divorce

It is very common for married couples to take on a joint mortgage on their home but if a marriage ends in divorce it isn’t easy to make a clean break when the lender still expects payments to be kept up as before.  

Attempting to negotiate a way out of a joint mortgage will of course depend on individual circumstances. Also, if there are children involved, things can get even more complicated particularly if the couple relied on each other’s incomes to be able to afford a mortgage in the first place.  

Then there are cases where the partner who has custody of the children cannot afford repayments on their own when they either work part time or they care for the children full time.  In these cases the hope is that a former spouse will continue to make the mortgage payments even if they no longer live in the property.  

This however is asking a lot when that person will wish to move on with life after the marriage has ended.  

If you are the person left in a property unable to make the mortgage payments if your former partner refuses to pay their half, then you can contact your local Citizens Advice about potential benefits you may be able to receive.   

If you do have sufficient funds to cover the mortgage then you may be able to have the mortgage transferred to you as part of a clean break divorce by consent.  

Getting A Divorce If You Have Children

One of the biggest concerns for parents contemplating a divorce is what will happen will happen to their children. From who gets custody to maintenance payments, the whole process of coming to an agreement can be difficult for both parties.  

If you are in this position then one thing you will be relieved to hear is that children are not included in the divorce case itself. Matter concerning the children are treated separately nowadays and cases are often quite straightforward. 

In some cases divorced parents can resolve what happens with the children themselves without having to go through lengthy court battles of the kind you might have seen on tv or in the movies. Arrangements for the children are now made via family courts under what is called a child arrangements order while housing and maintenance payments are dealt with again separately as part of financial relief proceedings.  

Even before any of these cases are brought before the courts there will be a mediation process to try to resolve any outstanding issues before going to court.  Family based arrangements can be made between ex partners to sort out child maintenance without the involvement of third parties which is often far less stressful than having to involve others.  

Divorce – Do I Have To Go To Court?

Divorce can be stressful enough without the added worry of appearing in what can be the intimidating surroundings of a courtroom. So if you are currently considering divorcing your partner can you avoid that movie style court battle and just get it over and done with?  

The good news is, yes you can but only if the divorce is a straightforward one that remains undefended by your partner. The processes involved in ending a marriage are actually quite straightforward in most ordinary cases and are certainly nothing to be afraid of.  

You will simply need to issue a divorce petition which we work with you to complete and then it gets sent through to the court who will then send the document on to your spouse. It is then up to your spouse to either object or allow it to go through undefended. The latter is by far the most common scenario because nobody wants those legal costs to mount.   

The main issues that are likely to involve appearances in court are financial and related to custody of children. These cases can turn out to be complicated but even in these cases compromises can be reached to suit both parties.  

Divorce – Is Your Former Partner Being Secretive About Finances?

Not every couple involved in a divorce case will be faced with a spouse being secretive about their finances but there are plenty of cases where crucial information is withheld. This can be self -defeating for those who are attempting to conceal information to protect their assets and avoid having to share them with a former spouse.   

One thing is certain in the case of finances in divorce, there will need to be full and frank disclosure of finances otherwise there is the very real risk that any agreement can be challenged either during the divorce process or at a later on.  

You solicitor will provide all the necessary advice about what you need to disclose about your finances and you will be advised that it is in your interests to be fully transparent. A court will take a dim view if anything subsequently comes to light about finances that was deliberately withheld in an agreed settlement.  

Disclosure of finances is done via the completion of Form E which provides the opportunity to document all details relating to your finances. It is expected that the details contained in this document include everything that should be included with no omissions.  

Your solicitor can advise you on how to complete the form and also how to follow the correct procedures if you feel that your spouse is attempting to conceal the full details of their finances.   

Strict Penalties Now Being Imposed For Divorce Settlement Breaches

One 83-year-old man recently found out the hard way that breaching a divorce settlement can result in a jail sentence rather than a financial penalty which has often been applied to such cases in the past.  

The man from Bristol was a multimillionaire who had reached a divorce settlement totalling more the 3 million with his ex-wife. The sum was awarded following a disputed divorce case which had  continued for more than seven years and involved several court appearances in that time to reach settlements on a number of issues. 

The length of the case may well have been an aggravating factor which led to a prison sentence being imposed when it was found that the individual had breached the divorce settlement. Even so, the case should serve as a further warning that judges are prepared to impose more severe sentences following similar outcomes in other divorce cases involving breaches of settlements.  

Sentences imposed recently have totalled six months in prison which can far outweigh any financial gain from attempting to delay and avoid paying settlements.  

If you are concerned about financial settlements in divorce and your rights to fair treatment in a divorce case, contact us today.